(Preferably ethnically) What are some legal (non- ethical) ways you have heard or seen?

My preferences are passive RE investments; whether through Debt, LP Equity stakes, etc.

And to be honest, I would have preferred Rodeo Real Estate but that's just me.  

Investing in medium-term rentals, which are typically defined as tenants renting properties for more than 30 days but less than a year, has become a preferred strategy of many investors.

Below are some general notes on DSCR loans:* usually used for single family or 2-8 multi family unit properties (fits your scenario)* must be for investment, non owner occupied (if looking for a product for alternative qualifying solutions for owner occupied there are other products)* can close in a personal name or LLC* usually 80% LTV for a purchase (20% down payment) & usually 75-80% LTV for cash out refis* prepayment penalties vary and are optional, but the higher the prepayment penalty, the lower the rate / options typical range from no prepay all the way up to 5 year prepay and structures vary for how those penalties work (3 year is my most popular by far)* appraisal most likely required and paid out of pocket during transaction* can be used for long term, mid term, or short term rental properties * generally 1%+ is the desired DSCR ratio but you get better rates if the ratio is higher (usually rate breaks kick in at 1.15%+ or 1.25%+) and you can still get the loan done if ratio is lower than 1% but the rate will reflect that (DM me if you wand help learning how to calculate the ratio)* the average time to close is 21-30 days* fees vary lender to lender and product to product, but $1595 underwriting plus title fees is pretty standard* 700+ credit is preferred to get max LTV, but plenty of options if credit falls below that* a typical loan minimum is $75k (have limited options for $50k+) and typical loan maximum is $3-4m (have limited options for $4m+)* 3 months reserves usually required, having 6+ months will usually result in better loan terms, 0 reserves can still get the job done if you go with a program that allows you to use the cash flow as reserves* 30 year fixed, IO, and ARMS available

Also, do you think buyers in your area prefer a completely open floor plan, or is there still a demand for some separation between spaces?

I decided to focus on creating niched list that I knew would probably beat out the majority of the competition. 

I actually prefer that buyer has a home inspection, avoids potential problems where buyer may say that seller was trying to hide something.

I know they can be very difficult to manage, and many of them are old.Self storage and industrial are two niches that I think you should also consider.

Many investors prefer to take out the full $100k upfront, even if they don’t use it all right away, as it avoids extra costs down the line.