Hi @Robert Bodmer,I was part of an REI group that used to focus on military towns.

Check the local banks and credit unions. 25 year amortization is more typical for a loan that size so I would make sure 30 yr am is accurate.

@Robert KentosI would go with a commercial loan obviously. 1st colonial community bank and American Heritage Federal Credit Union we’re both good.

Hello Everyone, My name is James and am active duty military for the past 7 years here at Ft.

Shop around to local/regional banks and credit unions.

I had a similar situation; after calling most major banks/lenders, and getting "no actuary will every approve that," I was able to work it out with a local Credit Union. 

Local banks and credit unions are always more flexible this way.

I have a military seller who locked in at a flat 3.0% interest rate on a new construction home several years ago. 

Start the apprenticeship, grind it out, go to college at night (night classes are mostly geared toward working adults), use your military benefits if you can, search for rental property in the meanwhile.Sometimes it can take a year or more to find a deal.

I will be moving to another state on a pcs military order in less than 2 weeks and I still haven't found a buyer for my home.