It’s definitely smart to evaluate the tax and cost implications of your funding options.

If so, there are no transfer taxes due. 

Pretty much think of a commercial loan process as a residential loan process backwards.Lenders do go off the income of the property, but they also do check out the purchaser...3 years tax returns and a personal financial statement. 

I am now shopping to replace, but curious where I can learn more about the pros and cons regarding a policy like the one mentioned.  

Im dedicated to learn this bisiness and gain the experience the right way.

I want to connect with more investors, wholesalers, real estate pros, anyone and everyone as I look to not only do my job better but grow my portfolio.Looking forward to networking and learning from this great community.

Since part of your property is a rental, I believe a portion of your mortgage interest should be a tax deduction unlike your other debt.

I am learning in the real estate business as well but in the Kentucky/Tennessee Market!

An other advantage of paying with credit card may be that you will not have to send the provider a 1098 tax form (only an issue if the total yearly amount is over $800). 

Any tax pro who is familiar with REI will be able to help you.