It is west of Augusta, GA. 

Purchase price: $133,000 Cash invested: $60,969 In March of 2020, we purchased a 3-unit property in Augusta for $133,000 with a 20% down commercial loan with a 20-year amortization fixed at 5.0% for 5 years.

Life is too short and precious to deal with people like this.

We're thinking that we will probably NOT stretch for a 20% down, because, even though it will eliminate PMI, it will sap our precious, limited resources.  

I may have to bite the bullet on that so I can pull the trigger with more analyzed confidence in my future fix and flip, and without exhausting precious time!  

It's a lot tough to get financing if you aren't Augusta or south I've noticed.

I purchased a single family in Bath and a triplex in Augusta in 2017.

Zillow is delayed behind the mls by an hour or two, so that time is precious when searching in a competitive area.

If your goal is to acquire more cash-flow producing rentals with your precious equity/capital, then you can extract $105k with a 75% LTV new mortgage (or keep the mortgage you have and look into a HELOC.)Use that as a 25% down payment on another ~$400k rental.

@Precious Thompson Being a real estate agent is what you make of it.