For the time consuming stuff that I don't like, painting, yardwork, cleaning, plus an extra pair of hands, I hire casual labor.

I am able to pull most of it for free from the county website, but it means that I have to manually search through the sales data to make sure that properties are in the same area (easily determined) and to make sure that they are similar types of properties (easy, but very time consuming!).

I think another name for the report I have heard is a consumer package.Hope this helps.

With a decade of experience in commercial and consumer lending I have been appointed by the San Jose Investment Corporation of America as Managing Partner for the Greater Charleston/Coastal Low Country area of South Carolina.It is my pleasure to be able to locally assist real estate investors secure their short-term purchase/Rehab/Fix 'n Flip and even new construction loans.

Good info herehttp://www.cslb.ca.gov/consumers/beforehiring.asp

Here is more info from the State of Arkansas:http://www.ag.state.ar.us/consumer/ltenant.html

I think the lenders are just trying to screw consumers with another way to drive them into bankruptcy.

I say this because you can get much more done that way than just trying to block off time to read a book, which is more time-consuming and audio is something that you can do passively, while driving and working out, or whatever.

Having said that still owner financing could be a feasible option.Generally the consumer involved in a fsbo/owner financing arrangement will take better care of the property having an ownership interest.

Institutional lending is far too restrictive and time consuming, thus my need for an investment partner(s).Here is a description of my immediate need:Area: Aurora, IllinoisSales price: $125,000After repair value: $160-175,000 (CMA's from local agents)Repairs 90-95% completed by sellerClose: Tuesday, August 15 (one week from today)I have been working with an institutional lender on this but am running into "chain of title issues" because it was bought as a foreclosure by the current seller recently.