Kesha,I would let go developing a mobile home park from scratch. 

Gabe, I would contact an experienced investment loan broker who can help you compare terms across a wide variety of vetted lenders and their platforms. 

In addition to all of the short term platforms we use Zillow and FF for the more midterm friendly properties.

If a bank is loaning on a personal property- car, motorcycle, rv, mobile home they keep the title until it is paid off. 

Yes, as others have noted, this is typically where DSCR Loans (**not from banks** but from private lenders with national DSCR platforms) are typically the next step here. 

I recommend using a broker who can shop a bunch of different lenders and their platforms for you.

It was an mobile home built in 1999.

Any specific platforms you recommend or suggest avoiding?

If you do go the Ikea route for any furniture, always start on CraigsList or FB Marketplace for used items.If you're renting the space on platforms that don't rely on reviews like Airbnb/VRBO, you could probably keep the furnishings to a relative minimum and help keep your start-up costs down. 

Buying a modular or mobile home first and then next move into a single family.Buying a home out of state only having to put 10% down can be used as a short term rental immediately then on the second year you refinance and transition into a investment you only need 85% LTV.The tough part is when a buyer purchases a single family home and then wants to buy a 2-4 unit and say they want to live in a unit.