They will provide healthy insights into management concerns as well how to protect yourself best.

Right now the market is healthy and I can tell you that there is pretty strong competition for any type of distressed property.

I normally can have a good healthy communication with my renter.  

I know this is probably a redundant question but if my credit utilization is a little high on two of my primary cards, lets say 45% should I pay them off to zero, get them down to a healthy 28% or just put the extra cash in my down payment reserves.

As long as you purchase/build in a healthy market that is not oversuppllied, decades of historical data shows that you can be reasonably certain to "sell your service."

A "healthy" housing market has 4-6 months of inventory.  

Banks are pretty real estate friendly right now, and as long as your credit remains strong and  you are buying with equity and cashflow, you should be able to grow a very healthy portfolio with commercial loans.To get some education, speak out a commercial lender to see what your options are.

With all the repairs and a better understanding of the business after year 1, are you expecting to make a healthy profit next year?  

A healthy economy suggests a housing inventory that covers demand for 6 months.  

What have you found to work best to keep a healthy relationship with the tenants/roommates that I rent the rooms out to and collecting their payments each month?