I have not encountered any language stating “inland marine property”.I would rather spend the 600$ and be safe than risk it just to save a few dollars. 

A lot of buyers in search of turnkey want everything together in a nice tidy package, so to speak, and they're typically seeking it from someone whose business model it is to provide turnkey ... it's the package that makes it worth the premium price, not just the condition of the property or the fact that it's rented.

Some loan packages require staying in the home for a period of time.

My question is kinda geared towards I think what you had said do I want to buy one at a time or just start trying to bundle packages etc which I know I would have to use commercial.

I would only suggest hard money after you have performed several deals and are familiar with all costs and potential rehab surprises that can be encountered.

I'm working on getting my goals down to start building towards a great future.I purchased the ultimate package of "The Book on Investing in Real Estate with No (and Low) Money Down".  

My tenants filled out an application and have only 1 email address for the couple (yes, I know they are free but this is not the 1st time I have encountered this as an agent).  

Some times bundles are cheaper but many times they package price is more than the individual properties would sell for and if thats the case its always a bad deal IMO

The Landlord Agent did not include the required media package of $110.00.

The thought process is to buy a new condo or a town home, furnish with a high-end package, go with an established marketing / booking agency - and command higher rents.