Depending how much you earn you can step up those savings by getting a side-hustle.

Since RN per diems (in KS, MO) is running about $57/hour ($9200/month on 8 hours and 5 days/week) I'm curious to learn what other MTR landlords are earning on their multi family or sfh rentals for this renter avatar.Thanks everyone.

They follow a straightforward process that has proven successful throughout history: increase earnings, reduce expenses, save as much as you can, invest as much as you can, and wait patiently. 

Engaging with online communities such as BiggerPockets can also help you learn from experienced investors and explore different strategies.

Earn enough for down payment plus you will then have all of the lenders in your pocket when the time is right to buy your first property.

I find that when I allow pets, I get more and higher quality applicants who earn more, have better credit, and have fewer background problems.

A cash-out refinance typically doesn't count as "earned income," which is the type of income that would impact Social Security benefits, especially if it's related to retirement or survivors' benefits.

Check out other online guides available here: https://www.biggerpockets.com/guides3.

Attend local REI (Real Estate Investor) meetups and consider joining online communities like Bigger Pockets for continuous learning.Step 2: Be Strategic About WholesalingWholesaling can be a great way to generate capital, but it’s essential to fully understand the legal and logistical intricacies.

If so, is this something I can get a template of online or do I need to seek one of these documents from an attorney to then present back to attorney signed by both parties to then draft a formal contract?