@Danny WoodsonThere are no stupid questions.JV is joint venture.JVs can be 1. with sellers, where you agree to buy, fix and resell2. with doctors & others, for deal splits if they put up the financing.

Obviously we want the property in an LLC to reduce tenant lawsuit liability etc, and my wife is especially aware since she is a doctor and lawsuits could adversely affect her career.  

The visibility helps to lease the property and for tenants with retail customers (even if they are not necessarily retail businesses like a doctor or lawyer), it helps customers find their business.  

To become a doctor, I will have to complete a 3-7 year residency, during which I am paid <$40,000/year. 

Doesn't really matter what the industry is, doctors, lawyers, engineers, accountants, police officers, firemen, teachers, they all receive formal training and are mentored by peers, well, more like superiors.  

When I started buying houses in the early 2000s, I had a doctored guru contract. 

You could check with them.I've heard that if someone is in your Profession then you can pay a referral fee: Doctors, Lawyers, RE Agents, etcbut if they're not, then you can hire them or pay advertising fees.

With uber insurers have been updating that exclusion and even charity drivers are being caught in the exclusion (driving a church member regularly to the doctor for no charge was deemed to be excluded in a GA court; State Farm litigated that one).

Your family, a friend, you doctor, your lawyer, your barber, your stock broker, your insurance agent......they may lend you the money but they are NOT in the business of lending money. 

In my lease the tenant has to have carpet professionally cleaned when they leave and provide a receipt (no Rug Doctors).