They are all preforming well, but due to deduction maximization by my CPA, the big banks are having issues processing my loan for the latest property that I have under contract.

Would he be able to request that mortgage interest form, can't think of the name right now, that allows him to deduct the interest from taxes or by signing that this is an investment loan he's giving that up?

You should absolutely charge a pro-rated rent amount, which you should be able to deduct from the security deposit.

I am not an accountant or CPA but my understanding is, if it is available for rent then those items are deductible.

The average ROI without a mortgage is 6-8 but that does but include the deductions and the fact you can use the place when you want to.

Most everyone is correct here, but your all playing by different rules for your calculations.If you use full cash (no liabilities) and make 5%, that is one way.You can then take out equity loans  or 2nd mortgages- but you have to deduct the cost of the loan.

Luckily that same 3% will be part of the expense you deduct for the LLC.

AJ Golden IMHO, that depends on what kind of income, "line of credit," insurance deductibles, and risk you can handle.

You will also lose the deductibility of your student loan interest.  

I can be able to fund you before then but before we proceed further i need you to understand that there is a $650 fee attach to the loan and that this fee will be paid upfront and cannot be added or deducted from the loan amount....If you fee uncomfortable because of this fee then i cannot be able to continue....Let me know if we are to proceed or not"