Personally I would want to manage the rental myself at least in the beginning to make sure you get good ratings.

For a cash out refi, you are generally limited to 75% LTV and rates right now are in the mid 7s for good credit and a DSCR over 1.0. 

Additionally, a pro-rated portion of tax is due if you sell with debtOr dent is on the priority for the year prior.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

I have contacted me team to send you a complete refund ASAP - for my course and REI Simple.

Then consider your ADR/nightly rate.

If it's currently an STR they should be able to provide you with the p/l statement from prior years so you can see gross rents, operating expenses, average daily rates and occupancy levels.

Make sure the previous property management company did their job and communicated a change in management prior to you taking over--along with your contact information.If they have no done this, they should so the tenant doesn't feel like a scam may be going on.Just make sure they're away of where rent payments need to go and who they can contact in the future. 

The higher the cap rate, the more risk involved in the building. 

I would be interested in that contact as well.