By opting for a 100% seller financing strategy, you're essentially stepping into the shoes of a lender, offering the buyer an opportunity to purchase your home without traditional bank financing.Sale Price and Loan Terms:You sell your Kentucky home for $400,000.You offer 100% seller financing to the buyer at 4% interest over a 5-year term with a balloon payment.Original Loan vs.

Tell guests your new and that you want them to feel comfortable.

I think a decent litmus test is that if you don't feel 100% comfortable walking in the neighborhood at night, you should avoid investing there.

I would say that if you are not comfortable with anyone than you shouldn't go with them. 

Perhaps there is a middle ground where the $145K balance has to be accelerated down a certain amount for the lender to be comfortable with the release of the subdivided parcel.

We will need to mortgage the condo or sell it in order to outfit our home (and my brother-in-laws home) for my in-laws to live privately and comfortably.

Outside capital has come in and shored up pricing from the bottom up, driving up the lowest end of the pricing spectrum (or as low as investors were comfortable going).

Consider factors like flight convenience, property management options, and your comfort level with the local market conditions.

I would feel comfortable, as long as owners allow, letting anyone reach out to them or any of my tenants for a reference. 

Now, I think each person has to evaluate their level of risk comfort because being highly leveraged can also create problems if there are significant market shifts.