Progressive gave me a decent quote on the house with the auto bundle. 

Did you look into things like ages of roofs, major mechanicals, etc?

I’ve had an auto mls search set up there from years and still see lots of potential.

I graduated from Missouri S&T in with my Mechanical Engineering degree.

(roof, mechanicals, exterior siding and fascia)3.

I'm only nearly 5 mos in on my venture but we need to carry the following for our residential care (assisted living)  licensed for 41 beds - but we can hold 36 beds in our current configurationGeneral Liability (We buy through an independent broker - basically covers medical malpractice, any slip/falls etc)Workers CompAnd even though you arent interested - Non owned auto insurance in case staff use their own vehicles to run an errand etc, building insurance for wind/hail etc inc general property liabilityAll of this runs around $33k to 36k a year for us - thats before health insurance for us etc - Work Comp is the most expensive part of that mix.Your best bet is likely not to find the coverage by calling yourself - you'll just waste your time - find a broker that can sell you this insurance - as far as limits - some of the limits are state mandated and will be in the regulations. 

You may be called on to prove that your decision of who to rent to, was entirely mechanical and the same for everyone or you get in trouble.

Understanding these mechanics will give you a better sense of how you can use your skills to add value to an operator.

I opened a separate account that had the funds to pay it off preload and set on auto pay so that each month payments where made without me touching it.

I am also an engineer (mechanical) looking to generate a passive income stream to supplement my day job.