I'd like to see the community in a better light, as there are some terrible properties with major drug and alcohol problems next door and surrounding these properties; not even sure I can see a 3% appreciation. 

Something else about these countries further up the list....a lower drinking age and a much higher cultural tendency to daily moderate consumption of alcohol.

Birmingham's greatest addition in the past few years has been....alcohol!!!!  

After completing the toilet replacement & toilet rebuild (tomorrow), I will then see if the water consumption continues to go lower.

Firearms, ammo, drugs and alcohol will be the units of trade.

Reducing consumption or usage of a polluting product2.

It has been proven that utility consumption is much better scrutinized when it is a controllable charge than when there is no connection between consumption and charges, as would be the case when you include utilities or when customers are billed a flat rate regardless of consumption.

According to this article (https://www.extension.harvard.edu/inside-extension...) written by Teo Nicholais, we know the real estate market goes through circles (in phases): Phase 1 - RECOVERY:  We know the characteristics of a recession: high unemployment; decreased consumption; and decreased company investment in buildings, factories, and machines.

Of course that doesn't include fun money for eating out, cable, alcohol, toys and the like.

When we encounter a property with oil heat we discount it in our offer ... for us it is the environmental liability of having several hundred or thousand gallons of heating oil stored on site.Regardless of your heating fuel choice the best way to improve efficiency is to reduce fuel consumption via better air sealing and additional insulation.