I think there is a button for that on your dashboard.

Definitely seeing the wave of DIY hosts waning a bit now that competition is increasing. 

Everything I've seen is townhouses that were built to be sold directly to consumers and when the units couldn't sell individually, the developers cut their losses and sold to out of town 1031 buyers looking for an easy button.

With the increased competition among sellers, it’s crucial to prepare a listing to stand out among the rest and work to address buyer objections prior to going on market.

I would like rates to be high since that leads to less competition for me to deal with and drives house prices down.....I say lets take them higher.

You have to remain competitive when starting out because your goal is to grow your business.

Most competitive lenders will want to verify the above.

When new units can be added at a price competitive with existing units, there will be a market that justifies adding new units.  

I suspect she doesn't want the competition, or wants me to keep working under her.

In my opinion, the best place to start is the place where you can create a competitive advantage...having boots on the ground is absolutely imperative!