Buy for cashflow and you'll ride out any bumps in the road. 

Toledo has many parks all around the area, especially near the Maumee River which runs down the center of the city and attracts many families in the area to go for evening walks, bike rides, picnics, fishing, kayaking, and more.Not to mention the jobs that are here already and are coming, Jeep, Owens Corning, Amazon (Two locations), DANA and even Pelaton is bringing their first US facility to Toledo. 

On multiple occasions, I have found him fishing and bike riding while he was supposed to be working. 

Does not matter if its a 15 minute walk with the Dog or Spouse, a hardcore session in the gym, or a nice ride on one of those fancy peletons, get moving in the morning to set the tone for your day! 

Hi Berry and welcome to the ride.....don't worry about being 36, you have plenty of time :-)Just take it slow and smart, don't feel the need to rush....it will get you in trouble and now is the worst time to buy anyway (IMHO).

I think finishing a basement is an easy value add (assuming all the other factors make sense, location, ARV, etc. ) However, if you bought the new build at the price of a similar property with a basement already finished... not sure the equity will be there unless the appreciation/inflation ride goes on...

I know too many folks who have been taken for a ride by bad or unethical property managers, unfortunately ethics are a bit hard to quantify upfront. 

Hey Hai Le, I am an agent for a small independent agency. 

He's going to be taken for a ride.

Why are you even considering buying now when the market is topped out and on a crazy train ride?