Hey @Denis Angulo-Rodriguez, we are publishing a new book Military House Hacking this Thursday, Nov. 1.

He chose the most expensive way to get his license and parlayed it into a minimum wage job until he was a journeyman electrician.Tinian took some time to figure out his path, but is now on the way to financial independence, living the life he wants on the terms he chooses.

It's time to move and start taking the steps toward my goal of financial independence. 

I'm always looking for encouragement for myself and people I work with to show that financial freedom can and IS created through real estate.Would anyone be able to post some links to some great financial freedom stor...

As an independent insurance agent and investor I second what @Jason Bott said above.

I would recommend that you look for an Independent Agent that represents multiple companies and handles both Business and Personal Insurance. 

Make sure the appraisal is by someone independent.

His name is Mel for the purpose of listing out our situationsHere are some of the realities of our situation:Mel has a lower FICO (610-620 I believe)My FICO score is higher (770)Mel has a W2 paying job where he is salariedI am a 1099 with two separate companies (Independent Contractor)Mel has been FHA approved up to $300k I have not because I don't have a "steady income" even though my income is higher than average, they don't like the fact that it is inconsistent because I am not salaried.We currently live in Orange CountyLooking in Pomona (LA County) and Riverside County for property because anywhere else $300k is unrealistic to find a multi or a SFR to flip.Now if you've come this far and read all that....

After working for someone all my life, I have found out that I want financial freedom and independence. 

Sometimes if a piece of land is grandfathered in, depending on which situation works best for you, you can allow the new zoning rules and laws to apply to the land that is grandfathered in.