The lower rent you charge will be offset by the money you save on heating if you have the tenants pay, you could work the numbers so you are actually making more money if you are inclined to do stuff like that lol! 

I feel like I'm in a roller coaster that just pulled up the initial incline and we're just kind of hovering and waiting. 

I would be more inclined to design homes that facilitate this trend.

I’m wondering what I should do would the bank be inclined to take 20k, or 15k if I have it cash?

The Governor has refused to do so to date, and my best guess is that the Governor is not inclined to implement this type of moratorium.  

If it was me, I would not be inclined to accept someone just typing in their name and treating it as a signature, if that’s what you are describing.

Also, if you're working for free, the investor will likely be inclined to help you and share contacts!

I told him that I'd discuss it with him, but that my inclination was to catch the next time it's in the upper teens, knowing that we would likely miss the nadir by about 10%, but better to do that than miss it by 20-30% on the way up.As for staying alive. 

I will say that now that I understand more about Fair Housing Laws and Illinois Landlord/Tenant law, I am far less inclined to "work with" anybody.

My inclination is to try and get the ally added to my deed, is that possible?