Make sure you talk to other clients they have, Google them to make sure they don't have any bad press, check criminal record, etc. - If your tenant supplies the washer/dryer, then they are certainly responsible for getting them fixed.

On the other hand, if the premium savings is small and you would be hard-pressed to pay the extra expense in the event of a loss, then you want the lower deductible at the expense of the slightly higher premium.

Or press 9 with most robo calls.

Ive also recent learned there are 7 people living there and they are "sketchy" according to my tenant.My tenant doesn't want to press charges.

Assume a loan of 318750 (75% LTV) @ 5.5%, 5 year/30 Am your payment is around $1800, which leaves you closer to $1450/month net or $17400 annually, which is more like 16% cash on cash - that also assume you aren’t splitting the profits, if that’s the cash it’s more like 8.2% CoC.Now as a passive investor one could certainly do worse than 8.2%, but this also assumes no hiccups (like long vacancies).Given your statement about not knowing how to do rehab, I’d be pretty nervous giving you a check for $100k, and as for the alternative option, you’d be hard pressed as a rookie to find a hard money lender that will give you 90%.As for other options, will the seller finance the whole thing for a short while while you bring up the NOI?  

Apparently there continue to be a lot of 'forgotten' properties held by banks with more pressing or lucrative concerns. 

B) Press - Like I mentioned earlier, write guest posts for local online publications that educate their readers.

Once my tenant is out, I want to press charges against her, but don’t know how to prove she falsified her records.

THE USA DOES NOT CREATE MONEY WITH A PRINTING PRESS!

They won't even say the words " war on terror" any longer but I bet we get a press release declaring war on these freakin' carp.