@Brandon Croucier is giving you solid info on finding an experienced and honest mortgage broker who can shop your exact scenario both ways, with the rehab and without and break down the benefits of each with all fees so you can see an apples to apples comparison. 

Be a pro, be honest, be fair, be consistent, communicate, and you'll do well from an investor's perspective. 

At R&H Capital, we’re always looking to connect with other investors, share insights, and collaborate on new opportunities.I’m excited to be here in the BiggerPockets community, where I hope to learn from fellow investors, share my experiences, and build meaningful relationships to grow our real estate ventures.

I made an effort to connect with everyone until I eventually connected with the top investor/broker.

To be brutally honest i don't care if it's at cost, below or above, I only care what it is exactly and how much. 

Quote from @Simon Horowitz: I'd love to connect on here with trustworthy contractors that I can bounce ideas off. 

Happy to connect with you. 

@Allan SmithI would love to connect I have a few more questions also to discuss if you can build the project out. 

I just stayed in a hotel in Moab and we had an A/C issue and it took two days to resolve and, honestly, that's not that out of line with my normal experience at hotels.I don't know where people dreamed up this idea that all hotels have someone waiting outside your room ready to resolve anything in 5 minutes. 

@Kegan Scholl definitely connect with @Jackson Harris and dive into the AZ market if you have not already!