I add new columns and rows onto it whenever I need to and have graphical charts showing how many conventional loans and private loans I have, location of properties, and much more on the sheet. 

Cute house!  

On top of this full-time job, she also works 10-20 hrs online as a graphic designer and she runs her own eBay business reselling clothes.

Can you do accounting, graphic design, perform acupuncture, maintenance?

Owners will likely not accept anything less than full asking, or somewhere near, I have included graphics for four different scenarios though:But essentially - is it worth buying a property if it "breaks even" to gain the equity over time?

It's not a cute / attractive house at all, so as a duplex it looks even worse.If it were mine, I'd turn it back to a single family.I'd upgrade the exterior. 

My wife has started a side hustle business in online graphic arts sales/design. she is making a substantial amount doing this.

We have done newspaper, radio, TV, bandit signs, large, medium, and small billboards, direct mail, online stuff, door hangers, vehicle graphics, you name it.   

There's even an Apple store.As mentioned before, North Scottsdale is also where big events happen like Barret Jackson, Phx Open, Arabian Horse Show, and so forth.Also, while I wouldn't suggest living there, there is a CUTE little town that you can explore not too far away from North Scottsdale. 

"Remember that cute little place?