Over the past 10 years, he and his late wife poured their hearts into building this home (with permits, of course).

(This is what Investing is all about.) 3.

That makes me an expert to my friends and a novice in this group. 

If you're lucky enough to get a free and clear property where the seller is willing to finance, this reduces much of the risk associated with seller-finance.I would make sure the title is then moved over to your name, especially since there is not a risk of a due-on-sale clause being triggered.

I'm not sure if they still have that in this current rate environment but they do exist. 

I am not able to determine your purpose in posting this, since you did not also offer solutions for the seller or for the investor.The situation does not unfold when the homeowner receives a solicitation, as the article mentions...it begins when they are late paying their obligation to their lender.There is a timeline to a bank beginning foreclosure.

Any information on this process or your experiences with tax deed sales would be so helpful, thank you in advance!

However, achieving success in this space requires more than purchasing property—it takes strategy.

Have you every experienced anything like this?  

I agree with Adam on this.