Two additional questions: how long does the settlement process with title insurance normally take and it’s gone to foreclosure - late November!

Request a sample settlement statement that has line item break down of all charges.

In GA the settlement statement lines are 203/503;  debt left in the sellers name subject to... 

There was a BP podcast where one technique was for the investor to get bids before purchase and then add those as line items to the HUD and get checks to the contractor issued at settlement (with the investor holding them until project starts or designated draw schedule).

Hire a Cleveland based attorney to address the situation and to work on a settlement to get the criminal charge dismissed3. 

.- interest only payment terms for a certain period of time- use the available 1PH funds for other rehab improvements or new investment- pay as little or as much principal as desired during the interest-only period- use 1PH as the settlement account for all personal finances (this is a little murky).

If the price was only $10K he would be legally obligated to bring $3K to the settlement table to sell it to you.

Other issues, there can be tenancy relationships that can not be terminated by the estate during settlement, an attorney can advise you.

However, legally the PR has the fiduciary duty to settle all claims, secured and unsecured or risk court sanctions or worse from an unpaid creditor or claimant.So, in practice, counsel for the PR should require settlement of creditor claims, particularly those for medical benefits. 

The only difference is the speed at which they do it, communication and how much each charges you to sign papers aka settlement fee, it ranges from $100-300 here.