Sincerely, Lucas Duce

I’ve also, been getting the portfolio lenders to lower my rates on anything over 5% since rates have dropped which will raise cash flow that I’m also saving.

We sincerely enjoyed visiting you last summer and appreciate your letting is stay in your STR.This is new territory for me, too, so I will be following. 

I look forward to meeting and perhaps partnering with many future-friends here... and sincerely appreciate everything you do, whether you know it or not, to help me along this journey toward financial freedom. 

I have just reached out to get information on a Refi since rates are lower and my credit score is higher than when I purchased.The 1 bedrooms have been renting for $2,200 to $2,600.

I sincerely appreciate you posting pictures of the inside of the journal. 

Sincerely,Tony Kim

I have the following choices I feel below. 1. move to Philly (which i will soon) and buy a 2 or 3 unit property to house hack with the hope of getting 4-6% cocr after moving out from one year living in one of the units. 
2. purchase a townhome in Philly and airbnb it 
to cover all cost + cash flow left over3. purchase a single family house and rent out the rooms in Philly to break even. 4. purchase a 2 unit in Clifton NJ and have my family all chip in to pay the mortgage living with free from paying (a not good idea long term + family already does this in a one family house in Paterson which they don't mind ) 
what i am looking for is 1. to house hack so i can cash flow after living there for 1 year and or break even. 2. force appreciation with light rehab done to the units3. in a C or better class areaI would be doing a conventional loan as i do want to do fha since rates are low now trying to see which method would yield me to cash flow / live rent free with some cash flow. i read many books and all say you profit when you buy so i want to buy right. i can buy up to 420k and currently no debt. 

i would be doing a conventional loan as i do want to do fha since rates are low now trying to see which method would yield me to cash flow / live rent free with some cash flow. i read many books and all say you profit when you buy so i want to buy right. i can buy up to 420k and no debt. what method makes the most sense? 

Sincerely,Bryan Gambina