Even if you only averaged 2.8% appreciation annually, which if you've had it 20 years I have no clue how that's true given prices have well more than doubled in that time, youre skipping over the fact that you have been benefiting from that appreciation on the ENTIRE house, not just the % you paid for.  

I just sent over a pm, lets connect!

Seller Financing / Sub-To: Take over payments or negotiate terms with sellers to minimize upfront costs.  

My first booking is for 4 nights over the 4th of July weekend - yaay!

@Joe Villeneuve around 300K of equity in the houseSell the house, take the equity, spend it or use it on your next house where you are moving to. 

Way too many over complicate it.

How would you recommend, or what resources would you refer for us to properly figure out how we spend our time and appropriately get compensated for it?

And the fact that your post had at least three votes for it when I posted this shows that there are lots of other people who would probably be losing in PA under those same assumptions that just happen to be FALSE in Pennsylvania.Pennsylvania has some rather complicated rules when it comes to tax sales; the particular type of sale that the OP purchased at is one that does not divest any liens; it simply changes the party that is the owner, with the new owner taking title subject to all liens and encumbrances of record.With tax sales, the buyer must be aware of all the local rules under which the tax sale is being conducted, because the rules vary all over the place.Now, what the OP seems to have failed to do in his research was to cross index the recordings at the county recorder; the "missed" mortgage would have showed up on a search by parcel number if that sort of cross check was done (and assuming all indexed documents at the recorder are properly indexed of course - I have seen mistakes made attaching a document to the wrong parcel).

Of the dozens of MFR I have closed on over the years none have been in Newark, the reason for this is it is not worth the headache. 

Nearly all of our business came from the relationships that our originators had built over the years.