It was said that the 2019 Tenant Protection Act has a negative effect on the number of rental units in some low-income cities (to the tune of 15%).

.”- Alex HormoziEverything we’ve accomplished could be taken in a positive light, but you have chosen to take the most negative angle possible.I am and have always been willing to jump on the phone with you.

@Sarah West The basic concept is that you take out a 1st position HELOC instead of a standard fixed rate 1st mortgage.

So many lenders right now, is there a list of bad lenders? 

If rates do drop, you could face higher property costs, potentially negating the benefit of the lower rate.

The added rate adjustments of the term and IO period usually negate the benefits (or many of them). 

I analyzed some properties there and the cash flow is all negative that's why I asked the question here.

If you can buy and hold, you will make money in the next 3-5 years, even though you may have a temporary negative equity experence. 

Hi @Sabuj Banerjee,In general, in the Southwest FL markets, cash flow for SFH's is expected to be slightly negative at current interest rates, so I would recommend starting with a multifamily propertyNew construction duplexes can be found in both Lehigh Acres and Cape Coral.

My experience with attorneys is a bit negative so I avoid them when I can. :)  If anybody can recommend an efile service for CA that would be helpful.