BA Political Science & English; one miserable year in Law School; MBA - Finance; and 4 year graduate studies in Theology.  

Some people just lead miserable lives and feel the need to drag others down.

Wouldn’t it be terrible if our work became more miserable as we went from newbie to expert?

But, you could also get a different job while you work on REI so you aren't miserable.

Hiring a bad contractor will make your life miserable and very stressful if you are funding/managing the project from a distance.

Everywhere else I tried that same message/technique it failed miserably.

Anyway they did not have a long wait.Advice:  do not push them into sharing a rental if they do not want to:  they will make your life miserable!

It's unfortunate that most people would rather settle and be miserable than challenge the unknowns and become exceptional. 

I live here and tried to invest with a condo in Milpitas and a townhouse in Gilroy and failed miserably.

Pay it off as soon as possible while you investigate real estate investing and come to solid, reasoned decisions about your business plan going forward.Your miserly new home won't be comfortable, it won't be nice, if won't be your castle, your wife will not appreciate nesting in it, but you will have a roof over your head, and that roof will be paid off.