Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.

Hard Money Loan and HELOC on my own house.

You'll likely also reduce your cost of living by moving to a stabilized apartment.Depending on the cashflow and debt paydown, you can use this strategy until you've built enough equity to reinvest.On the other hand, getting into a multi-family after refinancing will also help you build substantial equity to rinse and repeat in the coming years.

I am glad you highlighted the management piece as this is a crucial part of buying in another market.Excited that you are stabilized and are generating cash flow on that deal. 

Any tips on increasing income and lowering expenses?

The contract with the wholesaler also expires on Monday the 27th, so I have my concerns about this just being a stall tactic to get out of the contract.

I am wonder if there will be any lien on it as back would have already settled before acquiring the ownership.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

Any advice on how to get out of this stagnant stuck feeling?

So, good luck on your search.