No test, no experience, nothing else needed (beyond an insurance policy number to complete application).  

We dealt with rentals, flips, commercial, small apartment complex developments (~10 apartments), sport facilities, and a few government contracts.We are actually very open to different opportunities and investment approaches, but our plan was to start "smaller" with some cash deals in NJ (maybe somewhere in the area between Staten Island and Philadelphia, but staying in NJ), by flipping a few smaller properties and starting to generate some income.

Some policies do cover it, but BBs are fairly rare. 

Croix's economy has been depressed the past few years with the closing of the HOVENSA oil refinery which was the second largest employer on the island (second only to the government).Closings must be handled by an attorney in the Territory.

Short order, no one really knows, but we all know the government won't be able to implement smoothly.

In this scenario you might need multiple policies in place to cover the rehab, tenant occupancy and your homeowners insurance.

To address this, we verify the property owner per government records and use this information to vetimposters.Anything that seems suspicious will lead to us requesting an acceptable Letter of Explanation toaddress.Analyze IncomeMany landlords require a month of paystubs from applicants and just use these to calculate a monthly qualifyingincome.

It might be different if others were involved.Consider an umbrella insurance policy instead of the web of LLCs and corps.

Their policy changes including price increases, charging for every little thing as an "add-on", complicated GUI and the lack of fixes of known problems (posted by their "community" on a Facebook Group), and super slow ACH deposits (which take 10+ days!)

I would add that, as a house hack, you are probably insurers on a homeowners policy.