It tells me that there´s a significant chance that they are in challenging, low income areas. 

Chances are you will also have higher vacancy rates, higher repairs, and you may have tougher time finding property management.

This would also be a good chance to meet with some brokers to see who will be a good fit to hang my license with!

Chances are the two offers are investors (or wholesalers) trying to low ball her. 

For the first 12 months only 25% of the debt is counted towards the DTI, after 12 months none of it counts towards their DTI.If someone is desperate enough to sell their home sub-to, chances are good that they aren't buying a new property within a year anyway.

Quite frankly new note brokers have very little chance of success.  

There's a very good chance he's cheaper because he's not as good.

Also, I know that by law real estate agents have to disclose if things on a property are unpermitted to allow the potential buyers a chance to back out of the purchase if it's too costly & the real estate agent who sold my friend this property didn't say anything about any of the 3 out buildings that are on the property.

Virtual assistants, like any employee, seek fair treatment, timely payment, and a chance to excel.As your business expands, consider virtual assistants as an option.

So, go ahead and find a cheaper vendor - guarantee you can find one.But, most won't be licensed and insured to protect you from lawsuits.Oh, and what do you think your chances are of getting a cheap vendor to come back and fix something under warranty?