List price, selling price, above or below is all just the psychology of the market and can change vary quickly. 

well sounds like seller is using reverse psychology then :)

@Jared G.I'd focus less on what you absolutely hate and focus more on acquiring the skill set to achieve the goals you set for yourself.There's very much this cheap pop psychological belief in our society that some people are introverts, and some are extroverts, and an introvert can never acquire, no matter how hard he works,  the social skills than an extrovert has.

What does renting back to the homeowner do to them psychologically - they now rent the house they could not pay for? 

Wife and I met with an agent last night and he threw out 2 interesting ways of dealing with financing when house hacking small multi family's:1) Do a 10 year mortgage at insanely low interest, have the monthly payment barely covered, while paying down the loan and building equity super fast.or2) Doing the more traditional 30 year at higher interest, cash flowing strongly, while maintaining the option to pay extra if that's what you want.Going into the meeting, I had kind of assumed we'd stick with the 30 based on what I've read so far but...wouldn't it be awesome to build equity like that, pay so little interest, have the option to pull significant cash out using HELOC or cash-refi, and the psychological advantage of owning something quickly?

My second option would be to get some job experience with my bachelors in psychology or even use my resident producer license to work in an insurance agency.

Seizure notice on the doors and locks that have been changed.Understanding the psychology behind these types of situations will help when approaching the owner. 

Is it purely a psychological show of intent? 

I thought this might be of psychological benefit, but am kind of thinking off the cuff and want some feedback before doing anyting.

Anyway, I once deposited the exact same amount around the same day, I was scratching my head for a few minutes wondering what happened.Originally posted by Brian Hoyt:Besides, my late fees are a gift compared to most ($27.50 and no daily extra charge).Ok, so I have to ask how you came up with that number.Why not just make it 29.99, psychologically they won't really see it as being higher and you have money for two more beers. :)