The person they consider having the deep pockets. 

Do you own a personal residence yet?

While personal circumstances can vary, it will be a unique situation indeed if $10K in debt should force you to declare bankruptcy. 

A sage person who responds often on this forum said, "Airbnb insurance is a profit center for them". 

I think the 10-14% rate is where it will be for the next five or so years personally so plenty of opportunity

Cash flow is constantly promoted and pushed, and often, the personalities lack long-term experience, so they can't talk about the best reasons we should be investing.  

If you see work crews reaching out, ask the person in charge of securing housing where they go looking.

I have only heard of it happening one time personally..

Pairing that with relationship-building will help you uncover off-market opportunities and find local experts who can guide you.For meetups, here are a few ideas:Indianapolis Real Estate Investors Association (Indy REIA): They have a mix of virtual and in-person events and are a good starting point for networking with other investors in the Indy market.Louisville Real Estate Investors Group (REIG): A similar organization for the Louisville market, with educational and networking opportunities.Check out BiggerPockets Meetups: Many cities have local meetups organized by investors active on BiggerPockets, and they often include virtual options.Facebook Groups: Look for local investing groups like "Indianapolis Real Estate Investors" or "Louisville REI."

There are many resources for you to connect online and in person.