@Tanner Johnson Go and talk to the local credit unions and banks in the town or the neighboring town.

Both have credit scores of less than 550 and less than 60 % on-time payments.

I'm hoping some of these EXPENSES will reduce my taxable income for 2024.I know there are rebates and TAX CREDITS for investing in Solar Panels.

Contact local lenders, mortgage brokers, or even credit unions to understand the current rates and what your approval chances look like.

**Conventional Loan:**- Conventional loans might have better interest rates but often require higher credit scores and more personal income verification.- They might not be as flexible as DSCR loans for investment properties.

In Ohio, I'm not required to say anything at all unless I pull a credit report, then an adverse action notification has to be sent.

Hi, I have an applicant who is 20 years old with a low credit score.

I'd also suggest building a relationship with a small local bank who might consider a business line of credit for you.

- Would you be willing to sell a portion of your stocks to pull out some funds, OR, can you get a line of credit against your stock portfolio? 

Anticipation of these cuts initially moved mortgage rates downwards to their lowest in nearly 20 months.