If the seller doesn't/can't close and you still want the property beyond the original contract date, be sure to formally amend and extend your purchase agreement with any new terms and the new closing date.

See if they have had a formal reserve study performed, and how recent that was.

As a previous VP of the HOA, you should have known that, if it's not in writing, it's not formally approved.

It's also worth pointing out that some states give out contractor licenses like candy and other states it's much more than a formality.

I'd suggest any advisor would need to have formal training and experience from more of an institutional side, having money and buying notes doesn't mean there is knowledge there.Offering less means less to lose as to your financial risk and more on the up side.

A) until it is paid offB) until there is a transfer of titleC) Who cares, just make sure you negotiate a solid, clean, and profitable deal even if the loan is called due.There usually isn't a formal assumption available for residential loans.

Upper market; formal 25lb stock letterhead focused on exactly how your offer will help them.

If they end up on any of my properties I lodge a formal complaint with the town and county and state.

If so in my state all formal offers must be submitted to the owner within 24 hrs, there is likely a similar regulation where you live.  

He went to listing agent and without us ever formally submitting the offer (which, in his defense, he said he would if I really wanted him to) and basically said, hey, if we make an offer, it's going to be under $60,000; we want to make sure we have a dialogue before we take the time to put it together.