Subject To Deal

[Dave Grosse]

Question for the pros - I had a call from my inheritance list. The loan is still in the deceased's name, but the daughter can't keep making payments on it. I'm thinking possible sub2 deal, but I don't know how the loan situation plays out in this scenario.

How long is the bank going to keep accepting payments if the mortgagee is dead? Of course I know they want to keep collecting interest on the loan for as long as possible...is there some process to transfer the mortgage into her heir's name? I'm probably overthinking this, I've just not come across it yet. Thanks!