The ongoing risks of hurricanes and other natural disasters continue to drive up insurance costs, adding another layer of complexity for both buyers and sellers in the market.5.

Baja is beautiful and just driving down the coast takes me back to California in the 70s.

If the non profit continues with the threat of litigation, threaten it with a counter lawsuit for filing a frivolous lawsuit.

Most recently I am using Fidelity's full view product as they are the broker I primarily deal with.I have some historical spreadsheets on Google drive but they mostly just show monthly pay/bills rather than providing any comprehensive statement of our finances.

Another area I willingly spend more on is counter tops.

A couple years ago, on a cost per ft basis, existing home sales started exceeding the cost to build new so that drives things. 

In order to counter that, what has popped up are "Seller Financing Deals" from developers.

I think assumptions are easy to make due to this being all text, but my mind is absolutely not made up which is why I am posting. i raised the concerns with my sponsors around the high IRR and fees and other points you all made and she countered with the air bnb component being the reason.

I was getting counter offer rates for 3.0% from different investors. 

The tradesmen charge a minimum regardless of sqft of the house which drives up our cost.