She said she didn't have all the pages of the lease; that i only sent her the first page (with our signatures, the rent amount, lease dates, apartment inhabitants, some other info) however she did sign page 1 and initialed pages 1 and 2 (but not 3).

I inhabit the top unit

With a traditional investment property loan via bank, I was told you can not use gifted or use non-certified loan monies on the down payment (note that this is different if you are planning to inhabit the building).

Right now I'm in the military so I have multiple opportunities in the future. The next place I have orders to is in Southern California where I will be for 1-2 years. 
I am looking for some guidance on what others wo...

In about 13-15ish months my military contract will expire and I will once again become a civilian. 

., does the property have working electric or water, or how long has it been vacant or is it inhabitable? 

He understands the importance of caring for others' property and this has instilled much confidence in me, selecting him to inhabit my home for the next year.Even better, is he did not object to paying via automatic bank draft for on time monthly payments.

Currently we are offering to cover 1) drying out of the property, 2) replacement of the damaged floor (includes moving tenants property into storage), 3) 'restoration' - replacing baseboards and drywall removed for drying out.The insurance company is disputing that a) the house was inhabitable during the drying process (note they have removed some of the vinyl floor and b) the final cleaning of the house (the tenant is complaining about dust on the appliances and in the cabinets).I'd like to know how it ended for you.ThanksRob

Well, the place is inhabitable in my opinion and I would get the problem fixed within a day for my tenants.

Tons of soldiers and civilians there.