Originally posted by @Judy Joy:The more I read in published articles the more I realize how a simple pill such as aspirin can save a persons life in dire times.

It's a shot in the dark and if someone else is paying I would slot up to 7 years owned.

Without being to egotistical, I'm an investor-friendly agent and have worked with dozens of folks like yourself that are looking to buy rentals 1-25 sized units in DSM area.For what its worth I'm available mornings 9-10am slot would be great

Thank you, Judy

You know you are a landlord when you have over 40 phone numbers programmed in your cell phone and only 4 of them are family and friends.You know you are a Landlord when you and your family go for a Sunday drive but it's to check out your properties to see how your tenants are doing.You know you are a landlord when you choose your new boyfriend or husband by his maintenance skills.You know you are a landlord when you watch Judge Judy and the tenants are using the same lines as your own tenants.You know you are a landlord when you visit a family members house and wonder how much rent you could get for it. 

Judy P. please explain why it's risky not to have them on a lease?

If you were to take 1 or more of your existing portfolio and move it to a Sub S and then refinance it with a portfolio lender, you then have opened up the slots of available loans that you can do through Fannie Mae financing.

while a family takes their time "we need to discuss it this weekend...Joe is concerned about not having room to store his extra motorcycle...Judy doesn't like the color of the drapes, and she would really like a natural gas cooktop and not electric..."

@Shamus Quirk  many benefits to this you get an owner occ loan and rates compared to non owner occ.you get multiple doors for one of your 4 loan slots instead of buying a SFR.and well I am not all that sophisticated when it comes to fine tuning a P and L..

They need to clean/ paint the exterior, move some the fencing to create 3 more car slots, and clean up with the front yard.