Appraisal question for BRRRR

[Christopher Sarmiento]

HI BP community,

So I’m almost finished with a full Rehab on my duplex. We converted the top unit from a 1/1 into a 2/1 with central A/C, new kitchen, bathroom, flooring, and paint. We converted the bottom unit from a 2/2 with office into a 4/2, updated the flooring, paint, bathroom, kitchen, added pantry, new paint on the cabinets and hardware. The final touches should be done this week or next week. My contractor stated that we should be done with the outside portion by the 24th-26th. They need to clean/ paint the exterior, move some the fencing to create 3 more car slots, and clean up with the front yard.

My question for the community is, will the outside portion add a lot of value, or any value at all, when the appraiser comes? My lender wanted me to lock in my rate and wants to schedule the appraisal to be on the 24th. Would this compromise the overall appraisal of the house if the outside portion isn’t finished 100%? Or does the appraisal mainly count the inside portion?

This is my first BRRR and I'm trying to time everything has been "fun." I just want to make sure I get a good appraisal so I can get all or most of my money back to pay off my debt.

Hopefully I explained my scenario