@Femi IbrahimThanks you for sharing your experience and thus become a valuable resource for me and other.

Here's an article for reference: https://www.woodtv.com/news/nexstar-media-wire/10-us-cities-where-home-prices-are-getting-worse-and-5-where-theyre-dropping/?

Would that time be more valuable growing your own business or managing others?

Here's an article with some examples: https://finance.yahoo.com/personal-finance/one-extra-mortgag...You can also search for "early mortgage payoff calculator" and enter your own numbers to see how extra payments impact your mortgage.

We knew the land and area were the valuable part when planning on building our cabins for short term rental.

I believe this is correct - doable but very challenging to qualify STR with conventional in a high-rate environment like we've been in.Sharing this article published last year on STR Loans Options Pros/Cons, etc if it helps!

There are a whole lot of factors and differences among the options, even among lenders that fall under the "private lending" umbrellaSharing an article published last year that maybe can help and provide some more insights:https://www.biggerpockets.com/blog/dscr-loans-terms-to-know

Connecting with other investors and house hackers in Grand Rapids is a great way to learn and gain valuable insights.

Connecting with local investors or real estate groups can also provide valuable insights and potential partnerships.

Can you provide the article or data that you used, I would like to read into it more.