Charity is giving her better opportunity.

I don't do this as a charity, and my time is worth money.

. +1 for PenFed, you can qualify even if you're not military by making a one time donation to a related charity.

Don't be a charity unless that's what your business is classified as.

HI All/KarimDL hit it on the dot, Cincinnati crime is high I grew up there and when to Univ. of Cincinnati, it's ridiculous, there's no jail, cops don't care, before I graduated I did charity work in Over-the-Rhine i almost got shot back in 2000.  

When she was done, I had her come over and I gave her some money to put into her spending jar (she has a spending, saving, and charity jar that her money divides into) and told her it is because she was a brilliant entrepreneur.

@Michael Dardaris long term great tenants are worth their weight in gold but at the end of the day, you are running a business not a charity.

I also read Brando Turner's book "Managing Rental Properties" several times to become more efficient in running these properties as a business, not a charity, But, not the finance aspect of it. 

Next time ask him if he thinks this project is a charity. 

And then your coming to someone like me, needing the cash infusion to survive, and I and others like me are not a charity, it will cost, dearly, that's just the reality of it.