The earlier you start in your RE journey, the better off you will be in the future.

So I believe mortgages will look at DTI and want to make sure your income covers your current and future debt obligations at a percentage of 40-49% I believe, so their multiple would be more like 2-2.25x, but it's not a real apples to apples comparison. 

I'm planning to invest in real estate crowdfunding instead of stocks in the near future.

Maureen, I would be interested in partnering with you on future deals.  

But like Drew Sygit said, if you're going to sell it, in the future, vacant is best, especially on a new renovation.

So, connecting with the local real estate community could serve you in the future.

"Oh the customer insisted on buying the materials, it's not my fault"Unfortunately, the contract does not state anything about sub-standard work but if you have any recommendations, please let me know I’ll add it to future contracts.Kilz 2 primer was applied before the paint.

JADU typically subtract value so if you plan to sell in the future it is a poor option.  

It sounds like you both have a solid vision for your future in real estate, and it's great that you're taking proactive steps to build your credit and explore creative financing options like wholesaling.As a real estate accountant, I work closely with investors who are just starting out, as well as seasoned pros.

She can't afford rent, so you get her moved out by the end of the month, then apply her deposit to the unpaid rent, cleaning, and repairs.I may even incentivize her to leave quickly by offering to forgive the unpaid portion of rent if she gets out by the end of the month, but it really depends on a number of factors and I'm not going to ask for details.For future reference, best practice is to have set standards and adhere to them every time.