If you're looking to buy property without putting any money down, some creative ways exist.

Reach out to @Joseph Chiofalo for a wide range of reliable and creative lending scenarios. 

You may also do some creative financing by getting the seller to carry in second position, but you risk being over leveraged. 

Buy Box:- Creative deals only subject to deal - < $600,000- >2000 sqft living space- No HOA- As many bedrooms as we can get - At least 2 bathrooms- ADUs are a huge plus- Cosmetic rehab is preferred but will entertain light rehabs under $10k.- Close to transit preferred- Close to jobs/shopping

Lending could be an option but with interest rates high 7, I am looking for other creative options.

Remember, Dave Ramsey was a real estate genius worth $12 million (in the 80's!!!)

I have a great agent that is working with me to structure a solid yet creative deal.

Creative as in fantasy land.

There are a slew of solutions if they are creative as to where to keep their bike and I feel like with them not complying and giving me random reasons, just makes it seem like a bigger deal than it is.

Also, learning about creative financing will be a priority.