Subject two vs Seller Finance

[Adam Hayashi]

Hello, 

I have came across what I deem an excellent opportunity but for me being a rookie, I can not grasp structuring a plan together. Currently, have a property that has been on the market for some time, spoke with the agent and the sellers are trying to move forth due to another property. Sellers still owe 71k  which I have the funds to pay off but the catch is, they obtained the property with seller's financing. The agent told me the owner is not trying to do a seller finance deal but I know that he wants 15 - 20k more than listed. The agent had a very hard time already getting him to come down but it could be possible I can use this to my advantage. Lending could be an option but with interest rates high 7, I am looking for other creative options. Any guidance in the right direction would be greatly appreciated. Thank you!