Unfortunately, this is a small area, and anything local is at least 30 minutes away with no public transportation, so it's a bit challenging.

This is an insurance violation, fire hazard, health code violation, and structural danger to the home. 

Mortgage rates will be back down it's not "if" it's a "When" and that is very soon keep in mind the rates took a dramatic drop end of December into the first 2 weeks of January but it was too short of a window for the media or general public to notice until the 1st CPI index report with "Garbage numbers" so it caused a pull back on the bond market and MBS.There are some loopholes right now in FHA, VA and Fannie Mae since we are seeing more "Margin" built into pricing.

I'm Carter, a senior in college who will be graduating this December and subsequently working full time in Public Accounting.

He and his team have always been responsive and nice to me.To answer your questions:I'm not risking anything, just sharing my experience with someone on a public forum, if you or anyone else doesn't like it, frankly I don't care, it's the truth, and people can use it to make their own judgments.How can I say they may be slipping a little?

Us bank played trustee and guarantor in sham of a foreclosure where they could not prove they were a PETE  and had been hit with their 4 the ftc sanction FOR stealing homes, used hole in the wall attorneys in Bellingham using typos in name and address to not get flagged for too many foreclosure by the courts, Windermere stellar real estate who say outside of my home waiting to lock me out despite supreme court stay on their theft, judge Lewis who signed every Forged/inaccurate/misleading  paper they put through AND denied my restraining order of the real estate company staying called them to see if they were harassing me and they Said no so denied temp and all together day in court altogether plus put a no Bail hold on me after looking my arrest for trespassing even though was taken out of his jurisdiction and in federal court staying paperwork not filed correctly then laughing saying I didn't know why You're here is in supreme court when I got out of jail and made it to court hearing, the assessor for king county who was on third foreclosure company because feds kept shutting them down so opened new one in different name, every process server was at least 200 miles from me and each one different for each document never served to me but judge Lewis signed them anyways(one was supposedly served to me 3 months before case was even filed), Vancouver Police department who had no jurisdiction on the civil matter that arrested me and gave my house keys to the realtor that was sitting outside waiting, and finally to the site veteran that they used to sign in all three places to transfer title and get veterans protection for title after 2 illegal auctions, one public one private, where they were only bidders and opening bid was above value of house, paperwork stated was bought by lsf8 AGAIN!!! 

Health and safety violationsIf the tenant endangers the health and safety of another tenant or the property itself, the landlord can evict the tenant.Unauthorized occupationIf the tenant has guests who overstay longer than lease agreement allows, the landlord can evict the tenant along with the guest(s).

I'm an agent, but I work with lots of wholesalers- I work with the escrow agents who manage all of my deals to get my clients lists that are more specific and not public record.

OK here is what the state of Oregon is protecting the public from.. 

Long story short mental health coverage for our kids is not cheap and often out of network; out of pocket.