I had a lot of luck with ASI ASI and Safeco early in my journey, and then I stumbled upon a different class of insurance companies that are more geared towards investment properties.My policies are currently underwritten by SES and they have been great to work with and very geared towards the investor.My insurance agent is a sage source of counsel on the subject and I bet he'd be a good resource for you if needed!

When someone presents to "tap" Private-$ we want to do as little thinking as humanly possible, that's to say the burden is on you the proposed borrower to present a complete, detailed "pitch" outlining the allocation of every cent, contingencies, time-lines, data supporting each action item.

So the HOA is only allocating $12k to reserves and not the 10%.

You'll find a ton of resources here.

BiggerPockets is a great resource for learning and connecting with other investors.

If you're an investor or a general partner facing similar challenges, I encourage prudence and reflection before funneling resources into uncertain ventures, building a bridge to no where as something where I did with my personal capital.

Private lenders for sure and also joint ventures with other investors to pool money and  resources

You'll end up spending countless hours trying to analyze all the numbers, and in the end you still won't know what house to buy.Our grandparents didn't have all these research tools, podcasts, books, and other resources, and they still managed to invest in real estate. 

Weird timeI have no idea how they would do it especially given that money has already been spent or at least allocated.

I’m a longtime investor and Realtor from the DC metro area as well-  BP is a terrific resource to help you grow both your investment portfolio and better support your investor clients!