I have already seen the new forms/addendums that will be used here in Arizona, the common one for this will be the Seller Compensation Addendum.The one thing that might happen in your discount buyer agent scenario is you might get a buyers agent who agrees to a lower commission and then the listing agent is offering a co-broke that is higher than he agreed to, well now that buyers agent will only be able to get paid the lower amount he agreed to and the listing agent will keep the remainder, so listing agents could end up getting paid more.As far as your question on what to pay an agent, I view it similarly to hiring an attorney, there are discount attorney's and they might be okay for some people in some circumstances, or if you know the proper procedures and deadlines then maybe you do it on your own without an attorney.

With the housing prices skyrocketing almost everywhere coupled with highest interest rates we haven't seen in decades, any area that has good rental potential is so hard to get good cash flow!

Househacking is so powerful since you can lower your largest expense (rent), while learning to be a landlord and building equity.

As far as lenders and agents, if the lender refers an agent to me do I have to use that agent or can I use a completely different agent then the one the lender tells me about?

Also, you won't be scrambling at closing time to identify and hire your most important ongoing partner.As far as the other partners, I agree with @Michael Smythe's list above.

As far as short sales go it generally doesn't matter what caused a financial hardship as long as one exists and can be demonstrated. 

As far as the professional listing stuff, we don't have pro photos and I wrote all the copy for our listings.

I thought it was weird because they are in rural areas so I don’t really see them being “zoned commercial” as a much greater selling point when there is so much land available and it’s turning out they really are only worth the residential comps so those are going to expire with only my costs and no sales.

It's the easiest to work in as far as regulations and rehabbing.

It is so no cost for me due to Chase holding my mortgage, but it is absolutely zero cost to tenants...https://www.jpmorgan.com/commercial-real-estate/rent-payment...