As a result based on your response, I do not think it would fit under this criteria and be treated as a regular FHA loan with 85% LTV and 1.17 DSC.On the other hand, for agency (Fannie and Freddie) deals, if the rents are what they consider affordable for the area that business counts as "uncapped" and typically has better terms even without LURA and other restrictions. 

Deciding with az near me is more fruitful with cash flow vs appreciation purchases. 

So for agents to help keep there efforts to the investors that are serious might do a retainer fee or an exclusive rights.

"Eat more fruits and vegetables." 

As such, I'm looking for: Agents with familiarity with those areas above and investing/multi-familiesWholesalers, off-market listing source recommendationsFinancing recommendationsAdvice on my approach / strategyInsights about the local markets listedRecommendations about the towns I've chosen or not chosenLet me know if there are any questions about the above and what additional information you'd need.I look forward to hearing from you all!

Dream + Plan + Date + Action + Time  = ResultsYou will get there and now are seeing the fruits of your labour. 

We didn't end up buying it but the best I saw was a backyard urinal that 'fed' Nitrogen infused urea to several large healthy fruit trees & a row of grape vines.

I have a lot of respect for agents and brokers and they possess a lot ok knowledge and expertise that is critical to ensure that transactions are processed properly.

Look for agents that align with your interest.

If you want to get an idea of the depth of the application process you can go to homepath.com (Fannie Mae) or homesteps.com (Freddie Mac), there is a section for agents.