I am really scared of losing everything.I have a deal found in Temple TXSubject to creative financing. $16k entry cost plus closing costs.I have 20k saved in cash$83,000 pp 2bed 1bath 950sqft.

Currently I’m new as far as leveraging what I have and moving forward from finding potential great deals to closing deals with creative financing.

So, you either have to look OOS, or use part of your HELOC or get creative.

I'm sure there is a creative workaround but the trouble I am finding with BRRRR model is the Refinancing part!! 

At the end of the day, it's still technically a Single Family Home with an extra unit to help offset expenses, but not a "true" investment property or legal duplex.Does anyone have any ideas on creative ways to finance building this (besides Refi or HELOC)?

Therefore trying to get a bit creative with the financing.Positive cash flow will almost be impossible (as I'll have to probably take one bed away, and then build a bath and a kitchen) in what I've been finding, so Im trying to offset the mortgage as much as possible.Long term, ideally I get to keep it and the 2nd unit adds to the cash flow if I ever dont need it anymore. 

Developers are getting creative and making it work but that comes with experience. 

There are a lot of creative ideas out there!

To all my creative finance aficionados, I have a situation...I have a potential off-market deal in my hometown of Pittsburgh.

A lot of them are all about the big look and doing creative, artsy-fartsy things, but have very little clue as to how a building is actually built.